Bamboo Insurance is excited to announce its expansion into the Texas homeowners insurance market. This move marks an important milestone for the company, which has established a strong presence in California’s competitive and challenging insurance environment. 

Having withstood California’s volatile insurance market — staying when many other carriers left — this isn’t Bamboo’s first rodeo. As experts in underserved and disrupted markets, the organization’s entry into Texas is embraced by many as a needed source of security and optimism. Bamboo’s commitment to providing stable, personalized home insurance options has allowed it to thrive where others could not. Now, the company is bringing its “here for good” philosophy to Texas homeowners who are looking for a more personal, approachable insurance experience. 

“We’ve always believed that insurance should be simple, transparent, and, most importantly, human,” said John Chu, CEO of Bamboo Insurance. “In California, we’ve been there for our customers when others walked away, and we’re proud to bring that same commitment to Texas. We’ve been assessing the current coverage situation in Texas for some time now and are confident we can bring peace of mind and fair coverage to the Texans who need it the most. We’re proud to serve Texas.”    

Bamboo Insurance takes pride in offering a personal, customer-first approach that goes beyond just coverage. By focusing on understanding each homeowner’s unique needs, Bamboo ensures that Texans have access to coverage that truly fits their lives. Whether it’s answering a question, offering guidance, or handling claims with care, Bamboo’s team works to build lasting relationships with customers — not just sell them policies. 

Read the full press release here.

Bamboo Insurance, a customer-first homeowners insurance organization with a data-powered approach, today announced a strategic partnership with Accredited, a respected specialty insurer. The partnership enhances availability and coverage options to homeowners across California with the launch of Bamboo’s E&S Signature product.

While many carriers have withdrawn from the California market, Bamboo has demonstrated its unwavering commitment to California homeowners – not only by continuing to serve the community but also by expanding its coverage offerings. Through combining Bamboo’s tech-enabled underwriting platform with Accredited’s financial strength and specialty program expertise, the partnership will deliver non-admitted homeowners insurance designed to meet the challenges of today’s evolving risk landscape.

Since 2018, Bamboo has leveraged data and technology to serve thousands of California homeowners. This partnership expands that mission, offering broader access to reliable, transparent, and tailored insurance coverage.

“California’s insurance landscape remains volatile, leaving many homeowners with few options,” said John Chu, CEO of Bamboo Insurance. “With E&S Signature, we’re enhancing our commitment to California – providing homes with protection when other insurers back away. Bamboo, in partnership with Accredited, is stepping up to make coverage more available, affordable, and tailored to real needs.”

Grace Meek, President of Accredited America, added: “We’re proud to join forces with Bamboo to launch E&S Signature. Our financial backing and program expertise, combined with Bamboo’s tech-enabled underwriting, will help meet critical demand and deliver reliable insurance where it’s most needed.”

California homeowners can start their quote by visiting bambooinsurance.com or by calling (833) 922-6266. Independent agents can learn more about offering the product by emailing bamboo@bambooinsurance.com.

Read the full press release here.

We are incredibly proud to share that Bamboo Insurance has been recognized as a 2025 Utah Top Workplace by The Salt Lake Tribune, an honor grounded entirely in anonymous feedback from our employees. This award reflects the real voices of our team – highlighting how Bamboo’s culture empowers, supports, and values every individual.

Being named a Top Workplace is more than an accolade – it’s a testament to the inclusive, collaborative environment our people shape every day. We extend heartfelt thanks to our team for sharing their experiences and helping us build a workplace that truly listens and evolves based on what matters most.

See the full list here.

We’re thrilled to announce that Bamboo Insurance has earned the 12th spot on the 2025 Utah Business Fast 50 list, recognizing us as one of the fastest-growing companies in the state!

The Fast 50 list, compiled annually by Utah Business, honors high-growth organizations based on both revenue growth and innovation. Landing a position among such a dynamic group of companies is a testament to our team’s relentless commitment to reimagining insurance with transparency, simplicity, and customer-first service.

As we continue to expand, we remain focused on building smart, tech-forward insurance solutions that empower individuals and families to feel confident about their coverage.

Check out the full list of companies here.

We’re proud to share that Bamboo Insurance has once again been named to the Inc. 5000 list of the fastest-growing private companies in America – for the third year in a row! This year, Bamboo Insurance ranked #455, a testament to our continued growth, innovation, and commitment to reshaping the insurance experience.

Since our founding, Bamboo has focused on making insurance simple, transparent, and customer-first. Earning a spot on the Inc. 5000 list three years running underscores our team’s hard work and the trust our customers and partners place in us every day.

Being recognized by Inc. isn’t just about numbers – it’s about momentum. It’s about building something that endures, adapts, and continues to bring value. Our consistent ranking reflects not only our business performance but also our unwavering mission to bring clarity and confidence to the homeowners we serve. This achievement wouldn’t be possible without our incredible team. From sales to underwriting, from customer service to claims – every department plays a vital role in our success. We’re also grateful for our partners who believe in our vision and help us bring it to life every day.

As we celebrate this exciting milestone, we’re also looking forward – to new markets, new products, and new opportunities to deliver on our mission to make insurance better. Our journey is just beginning, and we’re more motivated than ever to keep pushing boundaries.

To everyone who has been part of our story so far – thank you.

We’re excited to be among so many reputable companies – see the full list here.

View the full press release here.

We’re proud to announce that Bamboo Insurance has been recognized as a Top Workplace in the Financial Services Industry for 2025!

This national recognition, awarded by Energage, celebrates companies that prioritize a people-first culture, strong leadership, and an environment where employees feel valued and empowered. What makes this honor especially meaningful? It’s based entirely on employee feedback.

As we continue to grow and challenge the norms of traditional insurance, we remain committed to fostering a workplace that’s inclusive, supportive, and driven by purpose.

See the full list of Top Workplaces in the Financial Services Industry here.

Bamboo Insurance Enhances Customer Experience and Reduces Costs with ManageMy Digital Document Delivery Platform

Charlotte, NC, May 5, 2025 — Bamboo Insurance, a trailblazer in the insurance industry, is proud to announce its collaboration with ManageMy, a provider of digital insurance platforms, to transform document delivery processes and elevate customer satisfaction. 

Timely and efficient digital document delivery is paramount for insurance policyholders. As part of their ongoing commitment to enhance customer experience and significantly reduce operational costs, Bamboo Insurance has partnered with ManageMy to implement a state-of-the-art digital document delivery platform. 

With the ManageMy platform, Bamboo Insurance policyholders can now access their policy documents and communications through digital channels. Bamboo is committed to ensuring that their customers can instantly retrieve and review their insurance information from any device at their convenience. 

The importance of digital document delivery extends beyond convenience—it’s also a cost-saving measure for insurers. By enhancing digital delivery channels, Bamboo Insurance can eliminate the expenses associated with printing, postage, and manual processing of paper documents. This reduces overhead costs and aligns with Bamboo’s commitment to sustainability by minimizing paper usage and carbon footprint. 

“We’re thrilled to partner with ManageMy to enhance our document delivery processes and improve our overall customer experience,” said Matt Sigman, Chief Innovation & Information Officer of Bamboo Insurance. “By leveraging their innovative platform, we’re not only meeting the evolving needs of our policyholders but also driving significant cost savings for our organization.” 

“The partnership with Bamboo Insurance marks an exciting milestone for ManageMy as we continue to empower insurers with innovative digital solutions,” said Josh Hall, Head of P&C Sales for ManageMy. “Our platform is designed to enhance customer experiences and drive tangible cost savings for insurers. We’re thrilled to support Bamboo in their journey towards digital transformation.” 

ManageMy’s digital platform empowers insurers like Bamboo to streamline operations, reduce administrative burdens, and allocate resources more efficiently. With customizable solutions tailored to Bamboo’s specific needs, ManageMy enables Bamboo Insurance to optimize its document delivery processes while maintaining the highest security and compliance standards. 

Read the full press release here.

If you’ve been shopping for homeowners insurance in California, you may have come across a term you’re not familiar with: Excess and Surplus Lines Insurance—also known as E&S insurance. While it’s traditionally been used for high-risk or hard-to-insure properties, a growing number of California homeowners with standard homes are now ending up with E&S policies.

Why? It’s not because their homes necessarily carry a high risk, but because California’s admitted insurance market is volatile with the exit of many traditional insurers. In this blog, we’ll break down what E&S insurance is, why it’s becoming more common in California, and what you need to know as a homeowner navigating today’s evolving insurance market.

What is Excess and Surplus Lines (E&S) Insurance?
Excess and Surplus Lines Insurance is a category of property insurance for homes or risks that admitted insurance companies decline to cover. E&S carriers are considered non-admitted insurers, meaning they operate under specific regulations different from admitted insurers.

Historically, E&S was used to insure unique homes, high-risk properties, or special circumstances—like beachfront mansions, historic homes, or homes in wildfire zones. But now, many homeowners with relatively standard homes are turning to E&S coverage simply because fewer admitted carriers are writing policies in California.

Why Are So Many California Homeowners Being Moved to E&S Insurance?
Over the past few years, California’s home insurance market has been under stress. A combination of rising wildfire risks, climate-related disasters, and insurance regulation challenges has made it difficult for traditional insurance companies (admitted carriers) to offer new homeowners policies.

That’s left thousands of homeowners across the state—many of them with no unusual risks—with no choice but to secure a non-admitted E&S policy.

Common reasons include:

  • Limited availability from admitted insurers in certain ZIP codes
  • Insurance non-renewals due to wildfire exposure or rising reinsurance costs
  • Restricted new business in high-risk or even moderate-risk regions

So even if your home is “standard,” you may still need an E&S policy due to California’s current insurance market conditions.

What’s the Difference Between Admitted and Non-Admitted (E&S) Insurance?
Understanding the difference between admitted vs. non-admitted insurance is key when choosing a policy.

A common misconception is that E&S insurance is “unregulated.” While it’s true that E&S carriers are not subject to the same filing and pricing restrictions, they are still regulated through surplus lines laws and must meet strict financial solvency requirements.

Why Choose an E&S Policy in California?
Given the lack of admitted insurance options, E&S coverage may be your only path to insuring your home—and that’s okay. Today’s E&S policies are often comparable to admitted ones in terms of coverage, especially when arranged by a knowledgeable insurance broker.

Here are some key benefits of E&S homeowners insurance:

  • ✅ Access to insurance when admitted carriers are unavailable
  • ✅ Customizable coverage for properties with specific needs or higher value
  • ✅ Faster policy creation without the delays of state approval requirements

Common Concerns About E&S Home Insurance
If you’re new to the concept of E&S insurance, you might have concerns like:

  • “Is E&S insurance safe?”
    • Yes. While it’s not backed by a state guaranty fund, reputable E&S carriers must meet financial stability standards and are regulated under state surplus lines laws.
  • “What if the E&S insurer goes bankrupt?”
    • That’s why it’s important to work with brokers who only partner with financially secure carriers, typically those with strong AM Best ratings.
  • “Will my policy be different from a standard one?”
    • E&S policies can be very similar to admitted policies in coverage, but they also offer greater flexibility—which can be helpful for homes with unique features or values.

Is E&S Insurance Only for California?
While California is currently facing the most severe challenges in the homeowners insurance market, other states are also beginning to experience similar limitations. For example, Texas is seeing increased demand for E&S options, and future insurance offerings in that state may also be issued on an E&S basis.

That said, this blog is most relevant to California homeowners navigating the shift toward non-admitted coverage.

Need Help Navigating E&S Insurance in California?
Understanding your options can feel overwhelming—especially when you’re trying to protect your home and family. That’s why it’s important to stay informed and work with experts who know the ins and outs of California’s home insurance market. That’s where Bamboo comes in – we’re in California for good with both admitted and non-admitted capacity. Click here to start your California homeowners insurance quote now.

Bamboo Insurance is proud to offer enhanced home safety by providing Whisker Labs’ Ting fire prevention sensors and service for free to eligible customers. Ting helps protect families, pets, and homes from devastating electrical fires by detecting and addressing hidden electrical hazards before they escalate. This year, Bamboo Insurance will provide Ting at no cost to at least 5,000 Bamboo Insurance policyholders, strengthening their commitment to protecting what matters most.

“Providing peace of mind is at the heart of everything we do” said John Chu, Bamboo Insurance CEO. “By offering Ting fire prevention at no cost to our policyholders, we’re taking proactive steps to help prevent home fires before they start. It’s not only a wise business decision, but more importantly, it is an investment the reinforces our commitment to customer safety.”

Ting is an innovative plug-in sensor and fire prevention service that monitors for hidden hazards that lead to electrical fires within a home’s wiring, devices, and utility equipment. If a hazard is detected, Ting alerts the homeowner and leads them through every repair step. Beyond fire prevention, Ting also provides real-time alerts for power outages and even provides assistance for frozen pipe prevention as part of its commitment to helping keep families safe and informed.

Bamboo Insurance is the latest insurer to adopt Ting, joining a fast-growing group embracing this proactive technology to reduce risk and improve customer safety. Ting has a strong track record—preventing 4 out of 5 home fires—and is already protecting over 1 million homes, having helped more than 18,000 customers avoid potentially catastrophic fires.

“We’re thrilled to partner with Bamboo Insurance to bring Ting to even more homes,” shared Bob Marshall, Whisker Labs Co-Founder and CEO. “Our mission is clear: to proactively reduce the risk of home fires and deliver safety alerts that provide real value to homeowners. This partnership not only helps keep families safe but also strengthens the relationship between customers, their insurance providers, and agents by offering a preventative, technology-driven solution.”

To be eligible for this offer, customer must have an active homeowners policy placed through Bamboo Insurance, provided such policy is not for a tenant-occupied property and does not have a Difference in Conditions endorsement. Interested members can check full eligibility requirements and enroll online. Eligible customers will receive a free Ting sensor, the Ting app, 3 years of free fire prevention service, and a $1,000 credit for labor repair costs of Ting-identified hazards.

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About Bamboo Insurance
Bamboo Insurance is a modern, customer-focused insurance provider dedicated to simplifying the insurance experience. With a technology-driven approach, Bamboo Insurance leverages data and innovative solutions to offer personalized coverage that meets the unique needs of each customer. Committed to transparency and exceptional customer service, Bamboo makes it easy to understand, manage, and customize insurance policies. Through efficient processes and a user-friendly digital platform, Bamboo Insurance is transforming the way people think about and interact with their insurance.
For more information, visit www.bambooinsurance.com.
Bamboo Ide8 Insurance Services (Bamboo) is Managing General Agency licensed to sell property-casualty insurance products; NPN 18657046; CA License #0M31082.

About Whisker Labs
Whisker Labs develops cutting-edge sensor technology to protect families, homes, and communities by predicting and helping prevent electrical fires while also monitoring the resiliency and safety of the U.S. electrical grid. Through a single, DIY sensor plugged into a wall outlet, Ting, Whisker Labs’ flagship solution  enables intelligent detection, localization, and mitigation of hazards before they can start a fire. As one of the fastest growing grid IoT networks, Ting is proven to prevent 80% of electrical fires, reducing home fire losses and saving lives across the U.S. every day. For more information, please visit www.whiskerlabs.com. Follow us on LinkedIn, X, Instagram and Facebook.

 

Bamboo Insurance, a trusted customer-focused insurance provider, has announced a strategic partnership with Incline P&C Group, a leading insurance program carrier. This partnership leverages Bamboo’s advanced underwriting platform and Incline’s superior financial strength to bring additional capacity to the California market. Bamboo has established itself as the premier California underwriting franchise since launching in 2018, and will begin underwriting admitted and non-admitted homeowners  programs with Incline effective immediately.

Leveraging technology and data, Bamboo has been a solution for thousands of Californians since 2018.  With this partnership, Bamboo and Incline are well-positioned to help more customers navigate the complexities of property insurance while delivering on a promise to provide transparent, reliable, and customer-centered solutions.

“The challenges facing the California insurance market are undisputed. The Bamboo team takes great pride in finding solutions that meet the needs of our customers in these difficult times.” said John Chu, CEO of Bamboo Insurance. “This partnership will provide affordable insurance coverage for hundreds of thousands of Californians in the coming years.  At Bamboo, we want California to know that we were here before the crisis, have remained open, and are committed to being a solution in future – we are here for good. The Incline partnership is a major step forward in delivering on that commitment.”

“Incline is excited to partner with Bamboo, an industry leader with vast experience in the homeowner’s space.” said Incline President and CEO Chris McClellan. “Such characteristics pair well with our team’s experience, underwriting discipline and premier risk management expertise. We look forward to a long and productive partnership.”

California homeowners can start their quote by visiting bambooinsurance.com or by calling (833) 922-6266. Independent agents can learn more about offering the product by emailing bamboo@bambooinsurance.com.