While every home is different, the Ting Fire Safety Team frequently encounters the same handful of devices when responding to fire hazard alerts. Many of these are things families plug in — and leave plugged in — every day.

Ting is designed to help catch these hidden dangers by detecting the early warning signs of an electrical fire: micro-arcing. But no system can eliminate every risk. That’s why it’s just as important to recognize the most common devices with risks, and know how to use them safely.

But I have Ting, why do I need this information? Ting (the sensor and service) is statistically proven to prevent ~80% of electrical fires, significantly reducing electrical fire risk in homes. Ting alone cannot eliminate 100% of electrical fire risks. Trust your senses. If something looks, sounds, or smells off, trust your instincts and please contact us immediately.

Here are five everyday devices Ting often identifies as sources of fire hazards, and what you can do to reduce your risk.

1. Dehumidifiers

Dehumidifiers are helpful for managing moisture, but are often used in out-of-sight places like basements, attics, or crawlspaces, making it harder to notice any electrical warning signs. Age, dust buildup, poor airflow, and low-quality components can all contribute to internal electrical failures that spark fires, especially in older units or those running nonstop.

What you can do to help stay safe:

• Check for recalls on your specific model via the CPSC database.
• Only use Energy Star-certified, UL-listed dehumidifiers.
• Place the unit away from walls or drapes to allow airflow.
• Clean the filter and coils regularly based on the manufacturer’s recommendations.
• Avoid running continuously without breaks. Instead, use a timer or humidity sensor.

2. Water Heaters

Water heaters are essential for daily comfort and routines, but they’re rarely top of mind when thinking about electrical safety. Both tank and tankless electric water heaters rely on high voltage connections and heating elements that can fail over time, especially if the unit is aging or wasn’t installed correctly.

Because water heaters are typically tucked away in utility closets, garages, or basements, early warning signs like overheating, scorch marks, or unusual cycling can easily go unnoticed. If corrosion or moisture reaches internal wiring, it can also trigger arcing and increase fire risk.

What you can do to help stay safe:

• Have your water heater inspected regularly by a qualified plumber or electrician.
• Ensure the unit is properly grounded and connected to a dedicated circuit.
• Keep the area around it clear of clutter and flammable items.
• If your heater is over 10–15 years old, watch for signs of wear, including flickering power, breaker trips, or inconsistent water temps.
• Never ignore the smell of burning or buzzing sounds coming from the unit.

3. Air Conditioning Units

Air conditioners draw high power and often run for extended periods during peak heat, which can strain wiring, overload circuits, or reveal aging components. Improper installation, damaged power cords, blocked ventilation, or use with power strips and extension cords can all increase the chance of overheating or electrical arcing.

What you can do to help stay safe:

• Plug window units directly into a grounded wall outlet—never a power strip or extension cord.
• Inspect cords and plugs for damage before each season.
• Make sure central A/C systems are professionally serviced yearly.
• Keep filters clean and vents unobstructed to reduce strain on the system.
• If your unit trips the breaker or emits a burning smell, turn it off and have it inspected immediately.

4. Heating Pads and Electric Blankets

These cozy comfort items can be surprisingly dangerous. Ting regularly detects unsafe electrical arcing from heating pads, electric blankets, and even heated pet beds. Arcing can result from poor manufacturing, aging wires, or damage to the cord, putting loved ones and pets at serious risk.

What you can do to help stay safe:

• Use UL-certified products from trusted brands.
• Always unplug after use, and never leave one of these devices plugged in overnight or unattended.
• Inspect cords frequently for fraying or heat damage.
• Don’t fold, bunch, or place these items under heavy objects.
• Replace every 10 years, even if it still works!

5. Space Heaters

They may be small, but space heaters pack a lot of power. These high-powered devices draw significant electricity and generate intense heat, which can quickly become hazardous if they’re used improperly or show signs of wear.

Many space heater-related fires result from overheating cords, loose plugs, poor-quality components, or placement near flammable materials. Older units are especially risky, and even modern ones with safety features can become dangerous if damaged or misused.

What you can do to help stay safe:

• Plug directly into a wall outlet, never a power strip or extension cord.
• Keep at least 3 feet of space around the heater.
• Never leave it running unattended: always turn it off and unplug it when not in use.
• Choose models with tip-over shutoff and overheat protection.
• Check cords and plugs for damage before each use.

Bonus Tip: What You Plug Into Matters

Even the safest device can become a hazard if it’s plugged into an unsafe outlet or setup.

• Avoid using power strips or extension cords for high-powered appliances like space heaters or dehumidifiers.
• Always make sure the plug fits snugly and securely.
• If a plug is loose, wobbly, or pulling downward due to tension from the cord, it could lead to arcing or overheating (both serious fire risks).
• Replace any outlets that feel loose, warm, or show signs of wear.
• When in doubt, plug directly into the wall and check periodically for damage.

Even everyday devices can pose serious risks when they’re damaged, aging, or used improperly. A little awareness goes a long way in preventing electrical fires. Ting is here to help detect what you can’t see, but staying informed and keeping a close eye on high-risk appliances adds an extra layer of protection for your home and family.

 

Read Ting’s full blog post here.

Eligible Bamboo policyholders can enroll for their Ting here.*

 

*This offer is currently only available to eligible policyholders with an active homeowners policy in California placed through Bamboo Insurance, provided the policy is not for a tenant-occupied property and does not have a Difference in Conditions endorsement, while supplies last. This three-year monitoring service is being offered at no charge. Customers will receive one (1) Ting sensor.  After the initial three-year service period, Bamboo will communicate any potential updates to the program and the policyholder can choose to pay for additional monitoring services. The smart home monitoring system and related support will be provided by Whisker Labs, the maker of Ting. Bamboo is not responsible for and does not warrant the system, installation, or any home monitoring.

We are incredibly proud to share that Bamboo Insurance has been recognized as a 2025 Utah Top Workplace by The Salt Lake Tribune, an honor grounded entirely in anonymous feedback from our employees. This award reflects the real voices of our team – highlighting how Bamboo’s culture empowers, supports, and values every individual.

Being named a Top Workplace is more than an accolade – it’s a testament to the inclusive, collaborative environment our people shape every day. We extend heartfelt thanks to our team for sharing their experiences and helping us build a workplace that truly listens and evolves based on what matters most.

See the full list here.

We’re proud to share that Bamboo Insurance has once again been named to the Inc. 5000 list of the fastest-growing private companies in America – for the third year in a row! This year, Bamboo Insurance ranked #455, a testament to our continued growth, innovation, and commitment to reshaping the insurance experience.

Since our founding, Bamboo has focused on making insurance simple, transparent, and customer-first. Earning a spot on the Inc. 5000 list three years running underscores our team’s hard work and the trust our customers and partners place in us every day.

Being recognized by Inc. isn’t just about numbers – it’s about momentum. It’s about building something that endures, adapts, and continues to bring value. Our consistent ranking reflects not only our business performance but also our unwavering mission to bring clarity and confidence to the homeowners we serve. This achievement wouldn’t be possible without our incredible team. From sales to underwriting, from customer service to claims – every department plays a vital role in our success. We’re also grateful for our partners who believe in our vision and help us bring it to life every day.

As we celebrate this exciting milestone, we’re also looking forward – to new markets, new products, and new opportunities to deliver on our mission to make insurance better. Our journey is just beginning, and we’re more motivated than ever to keep pushing boundaries.

To everyone who has been part of our story so far – thank you.

We’re excited to be among so many reputable companies – see the full list here.

View the full press release here.

We’re proud to announce that Bamboo Insurance has been recognized as a Top Workplace in the Financial Services Industry for 2025!

This national recognition, awarded by Energage, celebrates companies that prioritize a people-first culture, strong leadership, and an environment where employees feel valued and empowered. What makes this honor especially meaningful? It’s based entirely on employee feedback.

As we continue to grow and challenge the norms of traditional insurance, we remain committed to fostering a workplace that’s inclusive, supportive, and driven by purpose.

See the full list of Top Workplaces in the Financial Services Industry here.

Better technology means better decision making, and investors rewarded Bamboo’s data-driven underwriting platform.

Check out Inc.’s original article here!

Source: Inc.com

If you’ve been shopping for homeowners insurance in California, you may have come across a term you’re not familiar with: Excess and Surplus Lines Insurance—also known as E&S insurance. While it’s traditionally been used for high-risk or hard-to-insure properties, a growing number of California homeowners with standard homes are now ending up with E&S policies.

Why? It’s not because their homes necessarily carry a high risk, but because California’s admitted insurance market is volatile with the exit of many traditional insurers. In this blog, we’ll break down what E&S insurance is, why it’s becoming more common in California, and what you need to know as a homeowner navigating today’s evolving insurance market.

What is Excess and Surplus Lines (E&S) Insurance?
Excess and Surplus Lines Insurance is a category of property insurance for homes or risks that admitted insurance companies decline to cover. E&S carriers are considered non-admitted insurers, meaning they operate under specific regulations different from admitted insurers.

Historically, E&S was used to insure unique homes, high-risk properties, or special circumstances—like beachfront mansions, historic homes, or homes in wildfire zones. But now, many homeowners with relatively standard homes are turning to E&S coverage simply because fewer admitted carriers are writing policies in California.

Why Are So Many California Homeowners Being Moved to E&S Insurance?
Over the past few years, California’s home insurance market has been under stress. A combination of rising wildfire risks, climate-related disasters, and insurance regulation challenges has made it difficult for traditional insurance companies (admitted carriers) to offer new homeowners policies.

That’s left thousands of homeowners across the state—many of them with no unusual risks—with no choice but to secure a non-admitted E&S policy.

Common reasons include:

• Limited availability from admitted insurers in certain ZIP codes
• Insurance non-renewals due to wildfire exposure or rising reinsurance costs
• Restricted new business in high-risk or even moderate-risk regions

So even if your home is “standard,” you may still need an E&S policy due to California’s current insurance market conditions.

What’s the Difference Between Admitted and Non-Admitted (E&S) Insurance?
Understanding the difference between admitted vs. non-admitted insurance is key when choosing a policy.

A common misconception is that E&S insurance is “unregulated.” While it’s true that E&S carriers are not subject to the same filing and pricing restrictions, they are still regulated through surplus lines laws and must meet strict financial solvency requirements.

Why Choose an E&S Policy in California?
Given the lack of admitted insurance options, E&S coverage may be your only path to insuring your home—and that’s okay. Today’s E&S policies are often comparable to admitted ones in terms of coverage, especially when arranged by a knowledgeable insurance broker.

Here are some key benefits of E&S homeowners insurance:

• ✅ Access to insurance when admitted carriers are unavailable
• ✅ Customizable coverage for properties with specific needs or higher value
• ✅ Faster policy creation without the delays of state approval requirements

Common Concerns About E&S Home Insurance
If you’re new to the concept of E&S insurance, you might have concerns like:

• “Is E&S insurance safe?”
  • Yes. While it’s not backed by a state guaranty fund, reputable E&S carriers must meet financial stability standards and are regulated under state surplus lines laws.
• “What if the E&S insurer goes bankrupt?”
  • That’s why it’s important to work with brokers who only partner with financially secure carriers, typically those with strong AM Best ratings.
• “Will my policy be different from a standard one?”
  • E&S policies can be very similar to admitted policies in coverage, but they also offer greater flexibility—which can be helpful for homes with unique features or values.

Is E&S Insurance Only for California?
While California is currently facing the most severe challenges in the homeowners insurance market, other states are also beginning to experience similar limitations. For example, Texas is seeing increased demand for E&S options, and future insurance offerings in that state may also be issued on an E&S basis.

That said, this blog is most relevant to California homeowners navigating the shift toward non-admitted coverage.

Need Help Navigating E&S Insurance in California?
Understanding your options can feel overwhelming—especially when you’re trying to protect your home and family. That’s why it’s important to stay informed and work with experts who know the ins and outs of California’s home insurance market. That’s where Bamboo comes in – we’re in California for good with both admitted and non-admitted capacity. Click here to start your California homeowners insurance quote now.

We all know the phrase, “there’s no use in crying over spilled milk”, but what happens when it’s your smartphone that takes a spill? Thanks to our partnership with bolt, you don’t have to worry in the first place. Whether it’s cracks, liquid damage, accidental damage, or mechanical failures, you’re covered.  Yep, even you who managed to shatter your screen AND drop your phone into the bottom of the pool… for the second time this year.

Why Purchase Smartphone Protection?
The short answer? The cost to replace a broken smartphone can range from $400 to well over $1,000. A simple cracked screen repair can cost as much as $350. It makes sense to protect them. bolt is an easy, budget-friendly way to protect all the smartphones in your household for just $99 per year. That’s right – every smartphone in your home, covered for cracked screens, accidental drops, liquid damage, and mechanical failures at just $99. Whether you’re juggling kids’ devices or trying to avoid an unexpected repair bill, bolt x Bamboo has you covered.

Does that sound too good to be true? It’s not! The claims process is a breeze – they’re processed and approved by bolt’s state-of-the-art system in under one minute in most cases! Plus, the deductibles are affordable. With up to two claims allowed per year, a $1,000 limit per claim, 9,000+ repair centers, replacement for irreparable devices, and cash reimbursement when a device cannot be repaired or replaced, bolt is a great way to ensure your family’s devices stay in top shape without breaking the bank. No more worrying about costly repair bills or scrambling for money when accidents happen.

Lock In
Say goodbye to that pit in your stomach you feel every time you drop your phone. Ready to lock in and secure your devices with bolt? Enroll Now!

*Smartphone protection issued by bolt.

Accessing your insurance policy documents should be simple, fast, and secure. That’s why we’re excited to announce the launch of our brand-new Online Document Portal, designed to make accessing and managing your insurance policies easier than ever. If you’re tired of sifting through piles of paper or waiting for documents to arrive in the mail, our digital portal is here to streamline the process and give you more control.

If you are ready to sign up for the portal now, just click here to fill out the form or call us at (833) 922-6266

Want to understand why to use the portal? Keep reading and we’ll walk you through the top 6 benefits of signing up for our Online Document Portal.

1. Access Your Documents Anytime, Anywhere
With our new Online Document Portal, you can access digital copies of your insurance policies, billing information, and other essential documents whenever you need them. Whether you’re at home, at work, or on the go, all your important documents are just a click away. No more waiting for paper copies to arrive in the mail—everything is right at your fingertips.

2. Say Goodbye to Paperwork
Why deal with the hassle of paper documents when you can manage everything digitally? By signing up for our portal, you’ll no longer have to worry about losing or misplacing important paperwork. Everything you need will be stored securely ready for you to access or download at any time. It’s a paperless solution that helps reduce clutter and keeps your documents organized.

3. Instant Access in Emergencies
Emergencies don’t give you a heads-up, which is why having quick access to your insurance documents is crucial. Whether you need to provide documentation or need to file a claim, our Online Document Portal allows you to retrieve your policy details in real-time. You can quickly check your coverage, and get the help you need without any delays.

4. Environmental Benefits
By transitioning to an online document portal, you’re helping the environment too! Going paperless reduces waste and eliminates the need for printed materials. No more paper stacks piling up in your home, and no more waiting for documents to be mailed. You’re not only simplifying your life, but you’re also making a positive impact on the planet.

5. Enhanced Security and Privacy
When it comes to your personal information, security is paramount. Our Online Document Portal is equipped with the latest encryption technology to protect your sensitive data. You’ll have peace of mind knowing that your documents are stored safely.

6. Simple, User-Friendly Interface
We’ve designed our Online Document Portal with you in mind. It’s intuitive, easy to navigate, and accessible even if you’re not tech-savvy. Whether you’re accessing your documents on your desktop computer or mobile device, you’ll find it simple. No confusing menus, no unnecessary steps—just a straightforward experience that gets you what you need, fast.

Why Sign Up Today?
The launch of our new Online Document Portal is a game-changer in how you manage your insurance documents. By signing up, you’ll gain more control, enjoy greater convenience, and benefit from enhanced security and efficiency. Whether you’re looking to save time, reduce paperwork, or simply make your life easier, this digital solution has something for everyone.

Signing up is quick and easy—just click here or call us at (833) 922-6266 to start enjoying all the benefits of our Online Document Portal . Take the first step toward simplifying your insurance management and unlocking a more efficient, secure way to keep track of your policies.

Choosing the perfect gift can be challenging, but we’ve got you more than covered! Whether it’s for someone new to their property or a long-time resident, the right gift can make a lasting impact by combining thoughtfulness with practicality. This holiday season, let the spirit of “Peace on Earth” translate into peace of mind with gifts that enhance safety, convenience, and comfort at home.

Here are 9 must-have gifts for homeowners that blend function with flair, ensuring a stress-free and secure living environment:

1. Smart/Connected Smoke and Carbon Monoxide Detectors ($$)Why we suggest it:
   • Instant Notifications: Receive alerts directly to your phone if smoke or carbon monoxide is detected.
   • Smart Home Integration: Seamlessly connects with other smart devices.
   • Dual Detection: Monitors both smoke and CO2, offering added safety.
   • Insurance Benefits: Potential discounts on homeowners insurance.
2. Connected Home Security System ($-$$$$)
   Why we suggest it:
   • Crime Deterrence: A visible security system can prevent break-ins.
   • Remote Monitoring: Monitor your home from anywhere via your phone or tablet.
   • Emergency Assistance: Automatic notifications to medical or police services in case of an emergency.
   • Smart Alerts: Receive instant updates on unusual activity.
   • Risk Reduction: Early detection of potential threats like fire, break-ins, or even plumbing issues.
   • Insurance Benefits: Potential discounts on homeowners insurance.
3. Connected Water Sensor with Automatic Water Shut-Off ($$$)
   Why we suggest it:
   • Prevent Property Damage: Detect water leaks early to avoid costly damage.
   • Potential Savings: Help reduce water bills by detecting leaks quickly.
   • Health Benefits: Prevent mold or mildew growth by stopping leaks at the source.
   • Increase Property Value: Smart home features are attractive to potential buyers.
   • Insurance Perks: Potential discounts on homeowners insurance.
4. Smart/Connected Gas Leak Detector ($-$$)
   Why we suggest it:
   • Instant Notifications: Alerts you to gas leaks, preventing potential danger.
   • Precise Leak Location: Identifies the exact spot of the leak.
   • Automated Safety: Some models can automatically shut off gas supply in case of a detected leak.
   • Smart Home Integration: Works with other devices in your home for comprehensive safety.
   • Insurance Perks: Potential discounts on homeowners insurance.
5. Smart/Connected Thermostat ($-$$)
   Why we suggest it:
   • Energy Efficiency: Adjusts temperature settings based on occupancy and time of day, helping save on energy costs.
   • Remote Control: Manage your home’s temperature from anywhere via your smartphone.
   • Risk Reduction: Helps prevent frozen pipes and other temperature-related issues.
   • Insurance Perks: Potential discounts on homeowners insurance.
6. Surge Protector ($)
   Why we suggest it:
   • Risk Reduction: Protects electronics and appliances from power surges caused by storms or electrical issues.
   • Affordable and Effective: A budget-friendly gift with long-term benefits.
   • Prevents Damage: Safeguards valuable gadgets and home systems.
7. Fireproof Safe ($-$$$$)
   Why we suggest it:
   • Protect Valuables: Keep important documents, jewelry, and other valuable items safe from theft or fire.
   • Peace of Mind: Secure storage for everything that matters most, especially in the event of a disaster.
   • Variety of Sizes: Choose from small, personal safes or larger options for family heirlooms.
8. Connected Video Doorbell ($-$$)
   Why we suggest it:
   • Enhanced Security: View and interact with visitors from anywhere via your smartphone.
   • Smart Integration: Pairs with your home security system and other smart devices.
   • Remote Monitoring: Receive alerts when someone is at your door, even if you’re not home.
   • Insurance Benefits: Potential for discounts on homeowner’s insurance with added security features.
9. Smart Door Locks ($-$$)
   Why we suggest it:
   • Increased Security: Keyless entry ensures no one can “pick” your lock.
   • Remote Access: Lock or unlock doors from anywhere—great for managing access for guests or service personnel.
   • Convenience: Eliminate the need for physical keys, reducing the risk of losing them.

These thoughtful and practical gifts go beyond just making life easier—they enhance the safety and security of a home, reduce risk, and may even lower insurance premiums. Whether you’re gifting to a first-time homeowner or someone who’s been in their home for years, these items are sure to make a lasting impact.

Give the gift of peace of mind this holiday season, and help your loved ones safeguard their homes and everything inside.

We’re thrilled to announce that Bamboo Insurance has been honored by The Salt Lake Tribune as a 2024 Top Workplace! As one of 154 standout companies in the Salt Lake City area, Bamboo Insurance is recognized for our commitment to fostering a supportive, inclusive, and genuine workplace culture. 

“Earning a Top Workplaces award is a badge of honor for companies, especially because it comes authentically from their employees,” said Eric Rubino, Energage CEO. “That’s something to be proud of. In today’s market, leaders must ensure they’re allowing employees to have a voice and be heard. That’s paramount. Top Workplaces do this, and it pays dividends.” 

This list is based solely on employee feedback gathered through a third-party survey administered by employee engagement technology partner Energage, LLC. The confidential survey uniquely measures the employee experience and its component themes, including employees feeling Respected & Supported, Enabled to Grow, and Empowered to Execute, to name a few.  

To learn more, visit topworkplaces.sltrib.com or check out our Top Workplaces company profile.