Discounts | Bamboo Insurance
Save More With Bamboo

Discounts built for how you live.

Smart choices for your home should come with savings on your home insurance.

Flexible Deductible
Choose a higher deductible and lower your premium right away. The more you're willing to cover out of pocket, the more you may save each year.
Newly Purchased Home
Just bought your home? You may qualify for a discount in your first years of ownership.
Newer Construction Home
If your home is newer construction, you could see significant savings on your premium.
Monitored Security System
A centrally monitored alarm system means faster response times and a safer home. Keep your family protected and save on your policy at the same time.
Water Leak Detection Device
Homes equipped with an active water leak sensor and an automatic shut-off device qualify for savings. It's a smart upgrade that protects your home and your wallet.
Bundle Your Policies
Holding another policy with the same carrier or producer (*) can earn you a discount on your home insurance.

*Discount details vary by product. Please ask your agent for more information.

Active Lease (Rental Properties)
If your rental property has a current, active lease in place, you may qualify for a discount.
Wildfire Mitigation
California homeowners who take steps to reduce wildfire risk — like creating defensible space, using fire-resistant materials, or completing a home hardening assessment — could be eligible for this discount.
Responsible Homeowner
Homes with protective devices, wildfire hardening improvements, or other qualifying property characteristics that may qualify for additional savings.
Reduced Water Coverage
Choosing to reduce or remove certain water-related coverages can lower your premium. Talk to your agent about whether this option makes sense for your situation.
Claim Free History
If you haven't filed any claims and have continued to choose us for your coverage, you may be able to earn an extra discount.
Flexible Deductible
Choose a higher deductible and lower your premium right away. The more you're willing to cover out of pocket, the more you may save each year.
Newly Purchased Home
Just bought your home? You may qualify for a discount in your first years of ownership.
Newer Construction Home
If your home is newer construction, you could see significant savings on your premium.
Monitored Security System
A centrally monitored alarm system means faster response times and a safer home. Keep your family protected and save on your policy at the same time.
Water Leak Detection Device
Homes equipped with an active water leak sensor and an automatic shut-off device qualify for savings. It's a smart upgrade that protects your home and your wallet.
Bundle Your Policies
Holding another policy with the same agency can earn you a discount on your home insurance.
Claim Free History
If you haven't filed any claims and have continued to choose us for your coverage, you may be able to earn an extra discount.
Responsible Homeowner
Homes with protective devices, wildfire hardening improvements, or other qualifying property characteristics that may qualify for additional savings.
Reduced Water Coverage
Choosing to reduce or remove certain water-related coverages can lower your premium. Talk to your agent about whether this option makes sense for your situation.
Impact-Resistant Roof
A UL-certified impact-resistant roof can earn you a policy credit. You'll need proof of installation and a UL2218 certificate — your agent can walk you through the details.
Well-Maintained Home
Homes with an active home warranty, a home maintenance plan, or a home inspection report provided at the time of purchase may qualify for savings.
Hurricane-Resistant Construction
Homes built to International Residential Code standards or certified as IBHS Fortified Construction can receive a premium credit for meeting stronger wind and storm resistance requirements.

Discount eligibility may vary depending on program and is subject to change without notice. Not all discounts are available in all programs or for all policy types. Coverage is subject to underwriting review and policy terms.

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