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Excess and Surplus Lines Insurance in California: What Homeowners Need to Know
If you’ve been shopping for homeowners insurance in California, you may have come across a term you’re not familiar with: Excess and Surplus Lines Insurance—also known as E&S insurance. While it’s traditionally been used for high-risk or hard-to-insure properties, a growing number of California homeowners with standard homes are now ending up with E&S policies. […]